Banking and Financial Software Development

There are modules in our custom programming platforms that automate the ACH file generation, check verification, and transmissions to different banking institutions. All forms of electronic checks can now be accepted and processed by our applications and Remotely Created Check (RCC) pictures that can be used for deposits and presentment.

As part of our ACH (Automated Clearing House) database creation coupled with CRM systems, we can save client information, accounts, routing numbers, and check images on the cloud or mobile devices. You can process one or many transactions using the web-based systems we can set up for point-of-sale devices, such as e-checks or credit cards.

RDM, Panini, Canon, Epson, and Burroughs are just a few MICR check scanner manufacturers that our programmers have worked with to provide Check 21 truncation solutions. We design proprietary check imaging systems that integrate with e-payment processing and third-party check scanners, readers, and credit card terminals (POS) to process and settle checks at the point of sale.

To correctly understand and evaluate CAR/LAR check data, we design bespoke Optical Character Recognition (OCR) algorithms that you can integrate with ParaScript and A2iA software. We create Image Cash Letter files (ICL/x9.37) for remote deposit using our Parse MICR and OCR data software solutions. Secure FTP and server development for batch, single, or recurring Remote Deposit Capture (RDC) software is another thing we specialize in.

With the help of Cloudifyapps' engineers, clients can have their ATMs customized to provide more personalized service. Card readers (MagTek, ID TECH, VeriFone, and Ingenico), card dispensers, and bill dispensers are among the hardware platforms we provide multi-vendor software (LG, Fujitsu). As a result, we design e-transactions and cloud solutions that adhere to banking regulatory standards.

To deliver branding, marketing papers, and goods, we provide multi-channel content management systems. A broad network of ATMs, kiosks and mobile devices provides individualized customer service depending on transaction location, time, and personal preferences, which improves the user experience of CORE banking.

Our engineers have developed enterprise-wide ATM management software to provide remote diagnosis and monitoring of ATMs. In addition, we provide tools for the automated distribution of security patches and system upgrades. We provide a wide range of options for monitoring and managing local and foreign ATM networks.

Our software engineers, who ensure regulatory and security compliance, handle EMV conversions and integrations. Credit transfers, currency conversion, and billing statement requests and statements are just a few ways we enhance banking CRMs with business intelligence (BI) tools, fraud prevention, and other enhancements. Loan advances, branch migrations, smartphone top-ups, cardless ATM access, and more are all possible with our solutions.

Our programmers automate all banking system processes by using multi-tier Java-based architectures and Service-Oriented Architectures (SOA). These platforms are compatible with current software and external networks. Our solutions contain completely integrated features with optional expandable modules and a comprehensive collection of tools, including loans and mortgages, payment balances, money transfers, and other financial activities.

We design and build safe API components for online, mobile, SMS banking, ATMs, and other distribution channels. Payment and transaction requests, sophisticated security verification, and information, including geolocation, comments, photos, and tags, are all available via our API adaptations. Interfaces are easy to use, with real-time processing, remote capture, and third-party API connectors.

Security audits and data breaches are all made easier because of the modular CORE banking solutions we create and develop to safeguard clients. ACI ReD Shield and minFraud are only two of the platforms we interface with. Anti-Money Laundering (AML) requirements require that our systems include comprehensive identity and access control, client risk profiling, data encryption, and recovery capabilities.

Performance dashboards, KPI tracking and workflow management tools are all integrated into our CRM program to automate reporting of the client's life cycle. Banks benefit from our CRM systems because they see an increase in revenue, productivity, and customer satisfaction while also providing a more personalized experience for their customers.